Kristopher Kovacs
Strategic Advisor in Credit Union Innovation, Digital Banking, and Fintech Partnership Development. Creator and facilitator of Governing the Future — a service of Withacay Ventures, LLC.
Founder
Withacay Ventures, LLC
Most technology problems begin as governance problems.
Kris Kovacs is the creator and facilitator of Governing the Future, a live board simulation built for credit union directors and executive teams. He designed the experience to put boards inside the kinds of technology decisions they're increasingly being asked to govern — vendors, AI, core systems, and member data — without the usual jargon.
Kris brings 30+ years in credit union technology and strategy to the room, including leadership roles at Navy Federal and Coastal Credit Union, and as founder and CEO of Constellation Digital Partners. Today he advises credit unions, CUSOs, and fintechs through Withacay Ventures and hosts The Fintech Combine podcast.
Sole facilitator
Every session is designed and led personally by Kris — no franchised trainers, no scripts handed off.
Built for boards
Materials are tuned for credit union directors and executive teams, not generic tech audiences.
Decision-first
Workshops focus on the calls boards actually have to make: vendors, risk, AI, core systems, member data.
Governance lens
Technology framed as a governance discipline — oversight, accountability, and stewardship of member trust.
Bring the workshop to your board
Governing the Future is delivered by invitation as part of board retreats, league events, and executive offsites.